Low Cost Housing Website In Cebu

PHILIPPINES REQUIREMENT TO PURCHASE ANY REAL ESTATE PROPERTIES:



Required Documents for Spot Cash
*Birth Certificate or Marriage Contract
* 2 Valid IDs
* Community Tax Certificate (Cedula) / Photocopy of Passport (all pages w/ entries)
* 4 pcs. 1 x 1 id pictures (husband and wife)
Required Documents for Deferred Cash (2 years to pay)
* Birth Certificate or Marriage Contract
* 2 Valid IDs
* Community Tax Certificate (Cedula) / Photocopy of Passport (all pages w/ entries)
* 4 pcs. 1 x 1 id pictures (husband and wife)
* Proof of Billing Address (Utility bills)
* Post dated checks


Required Documents for BANK Financing ( Be sure that you have no default credit cards/Stafa pending case )
Overseas Contract Workers (OFWs)
* Original Certificate of Employment and Compensation w/ Consular Seal
* Photocopy of Contract of Employment
* Photocopy of Passport (all pages with entries)
* Proof of Remittances (latest 6 months)
* Pay Slips (latest 3 months)
* 2 Valid IDs
* Bank Statements (latest 6 months)
* Birth Certificate or Marriage Contract
* Community Tax Certificate (Cedula)
* 4 pcs. 1 x 1 id pictures (husband and wife)
* Proof of Billing Address (Utility bills)
* Post dated checks

Locally Employed
* Photocopy of Income Tax Return (ITR)
* Original and Notarized Certificate of Employment and Compensation (COEC)
* Pay Slips (latest 3 months)
* 2 Valid IDs
* Bank Statements (latest 6 months)
* Birth Certificate or Marriage Contract
* Community Tax Certificate (Cedula)
* 2 pcs. 1 x 1 id pictures (husband and wife)
* Proof of Billing Address (Utility bills)
* Post dated checks

Self-Employed (Business)
* Photocopy of Business Registration (DTI/SEC)
* Mayor’s Permit
* ITR for the last 2 years
* Original Audited Financial Statements for the last 2 years
* Franchise/OR/CR (for taxi, jeepney, bus operators)
* PTR (For practicing professionals)
* Company Profile (if applicable)
* Picture of Business Establishment
* Bank Statements (latest 6 months)
* Birth Certificate or Marriage Contract
* 2 Valid IDs
* Community Tax Certificate (Cedula)
* 2 pcs. 1 x 1 id pictures (husband and wife)
* Proof of Billing Address (Utility bills)
* Post dated checks

For PAG-IBIG Financing: plus 2 years membership or One time lump sum payment to avail
financing loan but without having default Pag-big loan or became a loan guarantor/co-maker.

How to qualify yourself if realy qualified to avail a mortgage / financing loan to determine your financial capacity to pay.
   * Your monthly ammortization will be 30 to 40 percent from your family gross income to get the Bank/Pag-ibig required income to avail a loan/mortgage.
   * If in some cases that you can not met the income requirements with your payslip alone. You can use your
      some incomes with bank estatement as supporting document for loan approval too.

Important reminders of 3 Factors Loan Approval:
1.) Legally marriage or single - If you are separated be sure to produce the divorce document, otherwise you will be disapproved.
2.) No court pending Stafa Case - In case you have it, this matter can be settled down later to get the court clearance.
3.) No default Credit Card - Ever since you were not having credit cards default or closed card unsettled.

During RESERVATION PAYMENT simply bring the initial requirements as follow below:
   * Reservation Fee
   * 2 pcs. 1x1 Colored ID picture
   * Company ID / Government ID / Passport


GUIDE FOR FILIPNO BUYER'S WHO ARE PRESENTLY LEAVING IN ABROAD!
* Select a property that you really like to buy. Get the name of the project, house model, phase number, block number & lot number for
    house and lot subdivison. For condominium simply get the unit number, floor number and unit type.
* Authorize a person here in Cebu, Philippines whom you trusted most like your relatives & friends as to be your
   lawfull attorney in-fact ( SPA/Special Power of Attorney ).
   In some cases that you don't have one, I can volunter myself to be your lawfull attorney in-fact ( SPA/Special Power of Attorney )
* Regarding your reservation payment, it can be sent thru Western Union or thru Bank. Reservation must be paid in person and cash
   to the developer/owner of the project by your "authorized person". For your equity payment it can be made thru bank to bank 
   transfer of account.
* All your documents can be sent to my email except Special Power of Attorney which should be Consolarized and send it via mail
  package delivery. However if you think to come back to the Philippines within the calendar year, the consolarization of Special
  Power of Attorney is not needed anymore.
* Lastly, you should have to call me in person for a formal transaction and confirmation of your plans.
  MR. EDDIE LABISTE / 09072909834
For Pag-ibig housing loan and Bank financing loan in Cebu, Philipppines. Mostly the Pag-ibig housing loan program are design for socialized and lowcost housing subdivision with house and lot package in order to realize our government's dream for a free homeless country. Bank Financing housing programs are design and intented for those middle income earner family who can buy Cebu property by means of installment basis.
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VERY IMPORTANT REMINDERS:
We have no rent to own house and lot for sale all over cebu and mactan area. If ever you are looking for a ready for occupancy housing and would like to occupy the house right away, be sure to have your allocated cash on hand approximately 100,000.00 to fully paid the equity and to pay the miscellaneous fee for the cheapest house and lot subdivision property in cebu/mactan.
In some cases that you don't have it yet, never do a savings and may buy property later. this is because the unit you were wishing to buy absolutely sold out already or the price became very high.
All developers in cebu would build a house once the equity/downpayment have been fully paid already first, together with loan guarantee approval.
I, your concerned agent suggest to prefer get now the pre-selling housing subdivision where are the equity payable in long terms of period, if you don't like renting a house with your entire life.

All pre-selling house and lot in cebu have the highest chances to increase their prices every quarter. if you can't decide now or earlier absolutely it's a buyer's plan disadvantages.

FOR MORE DETAILS VISIT: Cebu Housing Website
Disclaimer:  All info, data, figure, price, discount & picture contained in this website are for representation or reference only. We reserve the right to correct any typographical errors. Just enjoy your search here and hopefully found the right properties for housing, condominium, beautiful & elegant  homes in Cebu, Philippines!
WE ARE SELLING REAL ESTATE FOR 20 YEARS ALREADY AND ONE OF THE TOP SELLER IN CEBU. I GUARANTEE TO GIVE YOU THE BEST AND RIGHT PROPERTY WHEN YOU ALLOW ME TO HELP YOU. TAKE NOTE WE DON'T HAVE HOUSE AND LOT LESS THAN ONE MILLION TO OFFER YOU NEARER THE CITY!
IF YOU'RE INTERESTED, DECIDED WITH BUDGET BUYER PLEASE CALL ME NOW AND I WILL ASSIST YOU IMMEDIATELY.  FOR BUYERS WITHOUT BUDGET YET AND FOR A NON-BUYER JUST EMAIL ME & DON'T TEXT PLEASE:

MR. EDDIE LABISTE (168 Land Realty & Devt. Corporation)
PRC Resolution # 93.S.2019
2020 HLURB License # CVRFO-A-12/16-0254
Cellphone # 09072909834

Email Address: cebuhousing63@gmail.com

“FOR FREE COMMON SITE TRIPPING VEHICLE THE BUYER MUST INFORM ME AT LEAST ONE DAY AHEAD (If the developer has a service vehicle). IF THE BUYER WOULD LIKE A PERSONAL TRIPPING BUT DON'T HAVE CAR, HE/SHE MIGHT PAY THE MINIMAL COST OF FUEL EXPENSES (to be refunded once will reserve a unit) FOR THE PRIVATE AND EXCLUSIVE SITE VIEWING.”
NOTE:
We don't have rent to own housing in entire metro Cebu area. For READY FOR OCCUPANCY unit the buyer must able to fuilly paid the equity/downpayment and miscellaneous fee first together with loan approval guarantee prior moving in the unit.
The cheapest housing in Cebu with lower equity/downpayment approximately P40,000.00 is DECA HOMES BAYWALK 3,  loacated in Talisay City, Cebu. Kindly click HERE!
Informing you that Lapu-lapu and Lilo-an municipalities does not approved anymore for all types of housing subdivision projects. We have some remaining inventories with old license been approved to offer and consume it until it last. Mactan and Lilo-an are the only areas closest to the city of Cebu with affordable house and lot for sale. For budget buyer, this is your chance now to aquire housing property near the city, otherwise you may rent forever or purchase condominium unit.
Here are links of lowcost present inventories to offer you until the end of this year 2019, just click below:
1.) BF BELLAVILLE MACTAN
2.) BF FORTUNEVILLE MACTAN
3.) VILLA AZALEA LILO-AN
ABOVE PAGE IS OUTDATED AND MIGHT BE SOLD OUT ALREADY.
BELOW IS VERY IMPORTANT MATTER THAT THE BUYER MUST KNOW FIRST!
FOR 2019 MOST AFFORDABLE HOUSING SUBDIVISION IN CEBU CITY. KINDLY CLICK HERE
100% GUARANTEED THAT WE DON'T HAVE ANY OVERPRICING HERE!
BEWARE OF OTHERS SPECIALLY THOSE AGENTS WITHOUT GOOD TRACK RECORD AND WEBSITE IDENTIY.
BUYER'S GOOD NEWS!!!
ALL OF OUR REAL ESTATE PROPERTY PRICES NOW IN CEBU ARE LOW AND NOT INCREASING YET BECAUSE OF COVID-19 VIRUS CRISIS.
TAKE YOUR BIG ADVANTAGE NOW TO BUY HOUSING SUBDIVISION OR CONDOMINIUM HERE IN CEBU.